The moment you become a landowner, you’re liable for what happens on your plot. Self-Build Zone’s Paul Kempton explains how to protect your new property.
Once you’ve completed the conveyancing and bought your plot of land, no matter whether you’re ready to build now or at some stage in the future, you become responsible for the land. Technically, this means you’ve assumed liability for everything on it. The ‘it will never happen to me approach’ won’t help you when problems occur, so it’s vital to ensure you’re protected from day one.
Is my self-build plot covered?
If you happen to live next door to your proposed building site, don’t assume that your current household insurance will cover you. If the plot is registered separately then it won’t be part of this policy. You therefore need to make sure that you genuinely have adequate insurance cover against any claims that might be brought against you.
Be thorough when checking this out: apart from the actual legal liability for accidents or other issues, you need to ensure the costs incurred in defending any actions are also covered. We live in an increasingly litigious world, and defending claims can be a lengthy and expensive process. Having a suitable, dedicated insurance policy in place will mean you know you and your plot are protected. Read more ›
Buying a site without permission in the hope you’ll get it later is very high risk and not advisable for most self-builders. Instead, once you’ve found a plot or conversion opportunity, get hold of the planning permission documents before you part with any cash.
You must be sure that the permission is still valid and will let you build what you want, so establish the scope for any changes you might have in mind. The estate agent or seller should be able to supply photocopies of the permission documents – application forms, plans and drawings and the council’s decision. If not, armed with the address or reference number of the permission, you should be able to find them on the council’s website. Read more ›
Choose between these heat emitters with a guide to the systems’ main pros and cons.
Whether you’re self-building, renovating or extending, selecting the right heating system is a major decision. From design considerations through to energy efficiency, running costs and other practical concerns, there’s a lot to wade through when choosing between underfloor heating (UFH) and radiators. Here’s what you need to know.
Whatever the style of your home, you’ll easily find an underfloor heating system or radiator arrangement to suit your tastes and requirements. One of the most popular reasons to choose UFH is because, as the name suggests, it is hidden beneath your floor covering. This allows for clean lines and an open flow throughout your home that isn’t interrupted by radiators. It also frees up wall space so will give you the feeling of extra room, too.
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One of the leading providers of Self-build and Custom Build insurance, Self-Build Zone, will be exhibiting at Homebuilding & Renovating Show 2017 at Bath & West Showground, Somerset on the 18th and 19th of November.
Visit Self Build Zone on Stand 118
The South West Homebuilding & Renovating Show is the go-to exhibition for self-builders and renovators. No matter what stage your project is at, there will be sessions, experts and exhibitors at the show to help bring your project to life.
Self-build specialists, renovation experts and leading brands are all under one roof at the South West Homebuilding & Renovating Show. The show offers a wide range of free talks including topics on self-build, renovating, innovative products, extensions, conversions and DIY projects. Read more ›
Selfbuild Live Cork is the ultimate showcase for people who are building, extending, improving or simply decorating their home. Visitors are presented with an abundance of ideas, inspiration and advice via 1-2-1 Clinics, Theatre talks and hundreds of Irish based exhibitors.
We will be exhibiting at Selfbuild Live in Cork from the 11th till the 12th of November. With over 100 exhibitors Selfbuild Live, Cork will be offering advice and world leading products for your home.
The show also offers three theatres hosting Construction Expert Talks, Selfbuild Advice Talks and a Home Style Theatre.
If you are new to the self-build world, you will be able to get 1-2-1 bespoke advice from Interior Design, Kitchen Design, Garden Design, Architectural Design and Bathroom Design Clinics. Read more ›